{"id":876,"date":"2010-08-26T17:25:40","date_gmt":"2010-08-26T09:25:40","guid":{"rendered":"http:\/\/synergytek.com.tw\/blog\/?p=876"},"modified":"2011-08-28T15:58:40","modified_gmt":"2011-08-28T07:58:40","slug":"%e6%99%ba%e6%85%a7%e8%b2%a1%e7%94%a2%e4%bf%9d%e9%9a%aa%e7%9a%84%e5%85%a5%e9%96%80","status":"publish","type":"post","link":"https:\/\/synergytek.com.tw\/blog\/2010\/08\/26\/%e6%99%ba%e6%85%a7%e8%b2%a1%e7%94%a2%e4%bf%9d%e9%9a%aa%e7%9a%84%e5%85%a5%e9%96%80\/","title":{"rendered":"\u667a\u6167\u8ca1\u7522\u4fdd\u96aa\u7684\u5165\u9580"},"content":{"rendered":"<p>\u8fd1\u5e74\u4f86\u5c08\u5229\u8a34\u8a1f\u7684\u82b1\u8cbb\u4ee5\u53ca\u8ce0\u511f\u91d1\u8207\u65e5\u4ff1\u589e\uff0c\u6210\u70ba\u516c\u53f8\u7684\u7522\u54c1\u958b\u59cb\u7372\u5229\u5f8c\u8001\u95c6\u5011\u5fc3\u4e2d\u7684\u4e00\u500b\u96b1\u6182\u3002<\/p>\n<p>\u5728WIPO\u4e03\u6708\u96fb\u5b50\u6708\u520a\u4e2d\u8b80\u5230\u76f8\u95dc\u7684\u8cc7\u6599\uff0c\u8207\u5927\u5bb6\u5206\u4eab\u3002<\/p>\n<p>Title:A Primer on Intellectual Property Insurance<\/p>\n<p>\u4f86\u6e90\uff1a<a href=\"http:\/\/www.boltonco.com\/boltonco\/hotTopics\/intellectualPropInsurance.asp\">http:\/\/www.boltonco.com\/boltonco\/hotTopics\/intellectualPropInsurance.asp<\/a><\/p>\n<p>\u2026\u524d\u7565<\/p>\n<p>\u539f\u5148\u4fdd\u96aa\u5c0d\u65bc\u8457\u4f5c\u6b0a\u3001\u5546\u6a19\u3001\u7522\u54c1\u5305\u88dd\u7b49\u7684\u7406\u8ce0\u7bc4\u570d\u6709\u6240\u9650\u5236\uff0c\u5f8c\u4f86\u56e0\u6cd5\u9662\u64f4\u5927\u4fdd\u96aa\u516c\u53f8\u5c31\u4fb5\u5bb3\u667a\u6167\u8ca1\u7522\u6b0a\u884c\u70ba\u8ce0\u511f\u7684\u4fdd\u96aa\u7406\u8ce0\u91d1\u7bc4\u570d\u3002\u5728\u9019\u7a2e\u60c5\u6cc1\u4e0b\uff0c\u4fdd\u96aa\u516c\u53f8\u7d1b\u7d1b\u958b\u59cb\u5c0d\u5951\u7d04\u5167\u5bb9\u52a0\u4ee5\u9650\u5236\u898f\u7bc4\uff0c\u8457\u4f5c\u6b0a\u3001\u5546\u6a19\u4fb5\u6b0a\u8cbb\u7528\u8d85\u904e\u5ee3\u544a\u8cbb\u7528\u7684\u90e8\u4efd\u4e0d\u5728\u4fdd\u96aa\u7684\u7bc4\u570d\u4e4b\u5167\u3002<!--more--><\/p>\n<p>\u8209\u4f8b\u4f86\u8aaa\uff0c\u5982Chubb\u4fdd\u96aa\u516c\u53f8\u7684\u5951\u7d04\u5167\u5bb9\uff1a<\/p>\n<p>\u300c\u672c\u516c\u53f8\u6392\u9664\u4ee5\u4e0b\u4efb\u4f55\u4f9d\u6cd5\u5f8b\u6216\u6b0a\u5229\u4ee5\u53e3\u982d\u6216\u66f8\u9762\u7d04\u5b9a\u7684\u76f4\u63a5\u6216\u9593\u63a5\u76f8\u95dc\u7684\u4fb5\u6b0a\u6c42\u511f\u689d\u4ef6\uff1a<\/p>\n<p>1.\u8457\u4f5c\u6b0a(\u7248\u6b0a)\u3002<\/p>\n<p>2.\u5c08\u5229\u3002<\/p>\n<p>3.\u7522\u54c1\u5305\u88dd\u3002<\/p>\n<p>4.\u71df\u696d\u79d8\u5bc6\u3002<\/p>\n<p>5.\u5546\u6a19\u6216\u5176\u4ed6\u670d\u52d9\u5546\u6a19\u3002\u300d<\/p>\n<p>\u7531\u6b64\u53ef\u4ee5\u770b\u51fa\u56e0\u70ba\u667a\u8ca1\u6b0a\u7d22\u8ce0\u7bc4\u570d\u589e\u52a0\uff0c\u800c\u5c0e\u81f4\u8d8a\u4f86\u8d8a\u591a\u4fdd\u96aa\u516c\u53f8\u589e\u52a0\u985e\u4f3c\u7684\u9650\u5236\uff0c\u751a\u81f3\u5236\u5b9a\u5b8c\u5168\u6392\u9664\u8cac\u4efb\u689d\u6b3e\u3002<\/p>\n<p>\u4f46\u5f8c\u4f86\u96a8\u8457\u5c08\u5229\u4fdd\u96aa\u7684\u9700\u6c42\u589e\u52a0\uff0c\u4fdd\u96aa\u516c\u53f8\u4e5f\u6162\u6162\u958b\u59cb\u5236\u5b9a\u898f\u5283\u51fa\u5b8c\u5584\u7684\u5951\u7d04\u5167\u5bb9\uff0c\u91dd\u5c0d\u667a\u8ca1\u6b0a\u53ef\u80fd\u6709\u7684\u98a8\u96aa\uff0c\u4e26\u4e14\u8003\u91cf\u5230\u5ba2\u6236\u7684\u9700\u6c42\uff0c\u548c\u5408\u7406\u6db5\u84cb\u7684\u7bc4\u570d\u3002\u57fa\u672c\u4e0a\u53ef\u4ee5\u5206\u70ba\u4e09\u7a2e\u985e\u578b\uff1a<\/p>\n<p>1. Defense and Indemnity(\u9632\u79a6\u548c\u8ce0\u511f\u578b\u4fdd\u96aa)\uff1a\u8a72\u985e\u578b\u4fdd\u96aa\u4e3b\u8981\u70ba\u652f\u4ed8\u4fb5\u6b0a\u8a34\u8a1f(\u88ab\u4ed6\u4eba\u63d0\u8d77\u8a34\u8a1f\u7b49)\u76f8\u95dc\u6240\u9700\u8cbb\u7528\uff0c\u5305\u62ec\u5f8b\u5e2b\u8cbb\u548c\u8ce0\u511f\u91d1\u7b49\u3002<\/p>\n<p>2. Defense Only (\u9632\u79a6\u578b)\uff1a\u53c8\u7a31\u70ba\u300cdefense cost reimbursement insurance(\u9632\u79a6\u8a34\u8a1f\u8cbb\u7528\u4fdd\u96aa)\u300d\uff0c\u50c5\u70ba\u9632\u79a6\u76f8\u95dc\uff0c\u4e0d\u652f\u4ed8\u4efb\u4f55\u640d\u5bb3\u8ce0\u511f\u3002<\/p>\n<p>3. Offensive Policy(\u9032\u653b\u578b)\uff1a\u652f\u4ed8\u76f8\u95dc\u8a34\u8a1f(\u63d0\u8d77\u4fb5\u6b0a\u8a34\u8a1f\u7b49)\u8cbb\u7528\u3002(\u4e3b\u8981\u662f\u4e3b\u52d5\u653b\u64ca)<\/p>\n<p>\u4ee5\u4e0b\u70ba\u4e09\u7a2e\u985e\u578b\u4fdd\u96aa\u7684\u8a73\u7d30\u6558\u8ff0\u3002<\/p>\n<p>defense and indemnity(\u9632\u79a6\u548c\u8ce0\u511f\u578b\u4fdd\u96aa)\u76ee\u524d\u4e3b\u8981\u7684\u4fdd\u96aa\u5546\u70baAmerican International Specialty Lines Insurance Company(\u7f8e\u570b\u570b\u969b\u5c08\u696d\u4fdd\u96aa\u516c\u53f8),AIG\u96c6\u5718\u4e4b\u4e00\u3002\u4f9d\u64da\u4e0a\u8ff0\u5206\u985e\uff0c\u88ab\u4fdd\u96aa\u4eba\u53ef\u4ee5\u5f97\u5230\u5728\u5c08\u5229\u4fb5\u6b0a\u8a34\u8a1f\u4e2d\u640d\u5931\u548c\u958b\u92b7\u7684\u88dc\u511f\u3002\u6b64\u6240\u63d0\u5230\u7684\u88dc\u511f\u4fdd\u96aa\u8cbb\u7528\u5305\u62ec\u6cd5\u5f8b\u8cbb\u7528\u3001\u78ba\u8a8d\u5224\u6c7a\u8a34\u8a1f\u3001\u4e0a\u8a34\u8cbb\u7528\u53ca\u904e\u53bb\u5c08\u5229\u4f7f\u7528\u8cbb\u3001\u5229\u6f64\u3001\u5229\u606f\u3001\u8cbb\u7528(\u5982\uff1a\u6cd5\u9662\u7684)\u7684\u640d\u5931\u548c\u5f8b\u5e2b\u8cbb\u3002\u9632\u79a6\u578b\u7684\u8cbb\u7528\u4e3b\u8981\u9650\u5236\u767c\u751f\u5728\u300c\u63d0\u51fa\u7d22\u8ce0\u300d\u4e0a\uff0c\u4e14\u4ee5\u4fdd\u8b77\u7f8e\u570b\u5c08\u5229\u70ba\u4e3b\uff0c\u4e26\u65bc\u7f8e\u570b\u5883\u5167\u63d0\u8d77\u8a34\u8a1f\u3002<\/p>\n<p>\u800cAIG\u9650\u5236\u8ce0\u511f\u8cac\u4efb\u7bc4\u570d\u5728100\u842c\u81f31500\u842c\u7f8e\u5143\u9593\u3002\u6700\u4f4e\u4fdd\u8cbb\u70ba2\u842c\u5143\uff0c\u5b8c\u6574\u7533\u8acb\u8981\u6c42\uff0c\u9700\u8981\u6709\u8ca1\u52d9\u5831\u8868\u7684\u6e05\u55ae\uff0c\u6240\u6709\u7522\u54c1\u7684\u88fd\u9020\u3001\u4f7f\u7528\u3001\u92b7\u552e\u7b49\uff0c\u548c\u76ee\u9304\u6216\u4f7f\u7528\u624b\u518a\u7b49\uff0c\u4fdd\u96aa\u4eba\u7684\u667a\u8ca1\u98a8\u96aa\u7ba1\u7406\u7684\u65b9\u6cd5\u548c\u904e\u53bb\u8a34\u8a1f\u7d93\u9a57\u3002\u4fdd\u96aa\u8ce0\u511f\u6392\u9664\u7bc4\u570d\uff1a\u6545\u610f\u6216\u6545\u610f\u4fb5\u6b0a(\u4fdd\u96aa\u516c\u53f8\u5fc5\u9808\u8209\u8b49\uff0c\u88ab\u4fdd\u96aa\u4eba\u70ba\u6545\u610f)\u3001\u88ab\u4fdd\u96aa\u4eba\u63d0\u8d77\u7684\u8a34\u8a1f(\u9664\u4e86\u4fdd\u96aa\u516c\u53f8\u540c\u610f\u5148\u767c\u5236\u4eba\u7684\u8a34\u8a1f)\u3001\u653f\u5e9c\u6a5f\u95dc\u63d0\u8d77\u7684\u7d22\u8ce0(\u9664\u4e86\u5be6\u65bd\u653f\u5e9c\u6301\u6709\u7684\u5c08\u5229)\u3001\u61f2\u7f70\u6027\u8ce0\u511f\u548c\u672a\u5b8c\u7d50\u8a34\u8a1f\u6216\u8a34\u8a1f\u524d\u3002<\/p>\n<p>\u91dd\u5c0d\u5c08\u5229\u4fdd\u96aa\u53e6\u5916\u9084\u6709Intellectual Property Insurance Services Corporation, Inc.(\u77e5\u8b58\u7522\u6b0a\u4fdd\u96aa\u670d\u52d9\u516c\u53f8)\u9019\u9593\u516c\u53f8\uff0c\u4e0d\u540c\u65bcAIG\uff0cdefense cost reimbursement(\u8a34\u8a1f\u8cbb\u7528\u511f\u9084)\u4e3b\u8981\u7531Intellectual Property Insurance Services Corporation\u6240\u64c1\u6709\uff0c\u4e3b\u8981\u662f\u4ee5\u898f\u6a21\u8f03\u5c0f\u7684\u516c\u53f8(\u5e74\u6536\u516525~50\u842c)\u70ba\u670d\u52d9\u5c0d\u8c61\uff0c\u4e26\u4e14\u63d0\u4f9b\u8f03\u4f4e\u7684\u9650\u5236\u548c\u8f03\u4fbf\u5b9c\u7684\u4fdd\u8cbb\u3002\u4f46\u4e0d\u540c\u65bcAIG\u7684\u90e8\u5206\uff0c\u8ce0\u511f\u4e0d\u5305\u62ec\u5224\u6c7a\u8207\u548c\u89e3\u7684\u8cbb\u7528\u3002\u8a34\u8a1f\u8cbb\u7528\u8a2d\u8a08\u662f\u511f\u9084\u88ab\u4fdd\u96aa\u4eba\u88ab\u7b2c\u4e09\u8005\u63a7\u544a\u5c08\u5229\u4fb5\u6b0a\u6240\u7522\u751f\u7684\u8a34\u8a1f\u8cbb\u7528\uff0c\u5305\u542b\u7121\u6548\u8a34\u8a1f\u7684\u6c42\u511f\u53ca\u518d\u5be9\u8a34\u8a1f\u7684\u8cbb\u7528\u3002\u9664\u5916\u4e0d\u4fdd\u4e8b\u9805\u5305\u542b\u8a34\u8a1f\u5931\u6557\u800c\u7522\u751f\u7684\u640d\u5bb3\u8ce0\u511f\u8cac\u4efb\uff1b\u65e2\u5b58\u7684\u6c42\u511f\u689d\u6b3e\uff1b\u5ba3\u544a\u5224\u6c7a\uff1b\u53cd\u6258\u62c9\u65af\u8a34\u8a1f\uff1b\u54e1\u5de5\u3001\u8463\u4e8b\u7684\u85aa\u8cc7\u3001\u8cbb\u7528\u3001\u6210\u672c\uff1b\u60e1\u610f\u4fb5\u6b0a\uff1b\u88ab\u4fdd\u96aa\u4eba\u4e8b\u524d\u5df2\u77e5\u4fb5\u6b0a\uff1b\u5728ITC\u9032\u884c\u7684\u8a34\u8a1f\u6848\u7b49\u3002\u9664\u4e86\u4e0a\u8ff0\u7b49\u6392\u9664\u4e8b\u9805\u5916\uff0c\u53e6\u5916\u6210\u7acb\u4e00\u500b\u300crecovery 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